Update Time
Well, I know that I don't have a lot of content on here...but I don't have many visitors either, so I'm just going to use this for my own tracking purposes.
Here is the latest Networth Snapshot:
Stock market wobbles, depreciation and repair to vehicles, as well as the purchase of the new entertainment center, while partially offset by a large tax refund check, basically reset us back to January as far as progress towards becoming debt free...but progress continues, one slow step at a time.
And, for you Prosper-junkies:
As you can see, Prosper is working! I feel like a mad scientist, rubbing his hands together in glee. :-) I've made over $50 so far...less when you subtract out my costs for carrying the Prosper loan, but still profitable. I'm earning about 23% on my money, while being charged less than 8%, so I'm clearing 15% on the difference. I did pull a little bit of money out when I had a bit of a budget crunch last month, as well as a scare where a couple of my loans ticked over into "Late <=15 Days" status, but as you can see, all of them are current now, and humming along nicely. I should have a little over $50 with which to make a new loan either today or tomorrow...so until something else happens to change my mind, I'm going to try to reinvest all Prosper money back into loans while slowly paying back the borrowed money.
Oh, and Elissa is unemployed right now, so all progress that is made is done so with just my income again, until she can find another job. But she is dilligently looking for gainful employment as I type this, so there is hope that this situation will get better soon.
~Peace
Here is the latest Networth Snapshot:
Stock market wobbles, depreciation and repair to vehicles, as well as the purchase of the new entertainment center, while partially offset by a large tax refund check, basically reset us back to January as far as progress towards becoming debt free...but progress continues, one slow step at a time.
And, for you Prosper-junkies:
As you can see, Prosper is working! I feel like a mad scientist, rubbing his hands together in glee. :-) I've made over $50 so far...less when you subtract out my costs for carrying the Prosper loan, but still profitable. I'm earning about 23% on my money, while being charged less than 8%, so I'm clearing 15% on the difference. I did pull a little bit of money out when I had a bit of a budget crunch last month, as well as a scare where a couple of my loans ticked over into "Late <=15 Days" status, but as you can see, all of them are current now, and humming along nicely. I should have a little over $50 with which to make a new loan either today or tomorrow...so until something else happens to change my mind, I'm going to try to reinvest all Prosper money back into loans while slowly paying back the borrowed money.
Oh, and Elissa is unemployed right now, so all progress that is made is done so with just my income again, until she can find another job. But she is dilligently looking for gainful employment as I type this, so there is hope that this situation will get better soon.
~Peace
posted by ~Scott~ at 2:28 PM
1 comments
